Family budget
A family budget that fills itself in
HomesWallet tracks only your household's spending — not salaries. Receipts, bills by e-mail and bank statements become sorted lines, and you see where the money goes and what is coming next.
Every line in its own category
A single receipt often holds food, cleaning products and something for the children. HomesWallet sorts each line separately into eight main categories — Food & drinks, Household, Bills, Transport & car, Health, Children, Eating out & leisure, Other — instead of filing the whole purchase under the shop's name.
- Essential, usual and treats: every line has a kind you change with one tap.
- Your own categories and groups, for example "Bathroom renovation" or the car, with their own budget.
- Uncertain lines go to "For review" with suggestions instead of being guessed.
The whole home, not just one person
Adults sign in with their own accounts and roles (owner, partner, member, view only). Children are family profiles without a sign-in — with school costs, fees and seasonal sizes.
What is coming this month
The forecast to the end of the month is calculated from your own spending and the known payments — subscriptions, instalments, insurance. The numbers come from calculations, not from AI text, and every suggestion has a "Why?" button.
Heavy months are no surprise
Annual insurance, taxes and the start of the school year show up in advance, so you can spread them over time.
How to start
Create the household and invite the other adults.
Photograph receipts, forward bills, upload a statement.
Review the categories and the forecast once a week.
Questions and answers
- Do I need to enter our salaries?
- No. HomesWallet works with spending only. Incoming payments in an imported bank statement are skipped.
- Can everyone in the family add expenses?
- Yes, every adult with their own account. The role decides what they can change; the "view only" role changes nothing.
- Who can see our spending?
- Only the members of the household. The data is encrypted on your device and we do not have the key.
Try it with your own bills
A 7-day trial, no card needed.