My spending
Every bill and purchase, sorted by type.
- Electricity150,00 €
- Gas120,00 €
- Shopping312,60 €
- Internet50,00 €
- Mobile40,00 €
- Water35,00 €
Bills, subscriptions and receipts — in euro, month by month.
Only household spending. Never income.
Real decisions.
Real savings
for your home.
Record every household expense — electricity, gas, water, internet, subscriptions, shopping. HomesWallet shows where the money goes and gives you concrete steps to spend less. A saving only counts once the next bill proves it.
- 7-day trial, no card
- Encrypted on your device
Everything your home pays for:
- Electricity
- Gas
- Water
- Internet
- Mobile
- Subscriptions
- Shopping
How it works
Just 3 simple steps
- 1
Upload your bills
A phone photo or the PDF from your email. Amount, period and provider are filled in; you just check them.
- 2
We analyse
We compare bills month by month and find where your home pays more than it needs to.
- 3
You save
You get concrete steps. Every saving comes with proof — the next real bill.
Features
Everything your home spends. In one place.
Example
Proven savings
We count only what the bill confirms.
Electricity · tariff change
−8,30 €
September €82.40October €74.10
- We suggest a concrete step.
- You decide whether to take it.
- The next real bill shows the difference. Only then do we count it.
Offers
Only what beats the price you pay.
A chain from your newsletter · ground coffee 250 g
4,99 €
You usually pay €7.40 here · from 4 of your receipts
32% below your usual price- A separate address for newslettersSubscribe to the chains' newsletters with it. The e-mails are encrypted at once and read only on your devices.
- We compare with your own pricesNot with the advertised “old price”, but with what you paid on your scanned receipts.
- We show only what is usefulSomething you need, at least 10% cheaper, that you will use. Otherwise — nothing.
An offer is a possibility, not a saving. Nobody pays for a place in the list.
Calculator
See what one bill costs over a year
Enter your bill and see what small percentages mean in euro — per month and per year.
Electricity bill per year
— €
Enter the amount to see the numbers.
If you reduce the bill by…
- 5%— a month—a year
- 10%— a month—a year
- 15%— a month—a year
This is arithmetic with your numbers, not a promise. What you actually save depends on your home — HomesWallet shows it only once the next bill proves it.
Privacy
Only you can see your spending.
Bills say a lot about a home. That's why we encrypt them on your device, and the key stays with you.
How we protect data- Encrypted on your deviceYour data is locked on your phone or computer before it is sent to us.
- Only you hold the keyWe store only locked data. Without your key nobody can read it — including us.
- 12 words as a backupIf you lose all your keys and the 12 words, nobody can restore the data. So keep them somewhere safe.
Pricing
Clear plans in euro
A 7-day trial with everything in VIP, then you choose a plan. The annual plan comes with 2 months free.
Basic
For two — expenses and bills in one place
2 months free€129.90 / year
or €12.99 a month
- 2 members (adults and children)
- 60 AI photos and files a month, then manual entry or a pack
- All bills by e-mail; offers from 3 retail chains
- For families
Family
For the family that runs the home together
2 months free€249.90 / year
or €24.99 a month
- 4 members (for example 2 adults and 2 children)
- 300 AI photos and files a month
- Habits, unlimited bank import, offers from all chains
VIP
The full picture for a bigger family
2 months free€399.90 / year
or €39.99 a month
- 6 members (adults and children)
- Unlimited AI photos (fair use up to 1,000 a month)
- Price memory, meals from what expires, pocket money, wishes, weekly plan and automatic list